Sentrik — Merchant Deal Desk

Build and authorize each merchant offer — in minutes.

Most pricing tools calculate. Sentrik verifies each offer against your profitability, policy and approval rules before it reaches the merchant.

Built for ISOs, MSPs and acquirers that own merchant pricing decisions

Every merchant offer commits your future economics.

Pricing, commission splits, equipment subsidies, fee waivers and risk conditions are still decided across spreadsheets, inboxes and tribal knowledge. One bad exception can compound across the entire portfolio.

Is this deal actually profitable?

Is every term within policy?

Who had authority to approve it?

What changed after boarding?

One governed workflow. Three controlled steps.

01

Build the Deal

Reads the statement or application. Models merchant savings, your margin and residuals.

CLOSE FASTER — Routine deals stop waiting in email.

02

Apply Your Rules

Checks minimum margins, seller authority, commissions, hardware and sponsor requirements.

PROTECT MARGIN — Underpricing surfaces before the offer leaves.

03

Approve or Escalate

Routes below-floor pricing, waived fees and strategic exceptions to the right approver — with a replayable record.

AUTHORIZE BEFORE ACTION — Approve, condition or escalate before commitment.

Designed around pricing-control principles identified in the OCC Merchant Processing Handbook

Defined authority | Consistent exceptions | Merchant-level profitability | Documented decisions

See what your last 12 months of merchant deals reveal.

Start with a read-only Merchant Deal Replay.

No production integration. No live pricing changes.

Your Merchant Deal Replay identifies:

  • Deals below the margin thresholds you provide
  • Fee, equipment, commission and cost exceptions outside policy
  • Exceptions without documented, authorized approval — and, where records exist, whether the approval was within authority
  • How today's rules would approve, condition, flag or escalate each historical deal

Powered by Sentrik's working, patent-pending authorization engine

Advised by senior banking and technology leaders with experience at JPMorgan, Morgan Stanley and ACA.

hello@getsentrik.com